See below FAQs for our Products & Services
1How fast is it? How long will it take?
Once your loan request is being approved, the loan facility will be disbursed within 10 hours to 24 hours.
2How much can I borrow?
You can borrow any amount from 10,000 above as long as your total net earning can handle the monthly repayment of the loan . Also, the amount you can borrow determined by the system based on recent net earnings. Further more, note that your loan request is subject to review.
3Why not go direct?
You can go direct to a lender but this system provides you the most reliable lenders who operate with guidelines and regulations of the system.
4Can I repay early?
You can repay using our monthly repayment schedule or using liquidation option which the system provides you to enable you repay very early as you wish.
5How can i obtain this loan
Quickly create a profile by typing in IPPIS or Phone number on the authentication form, which takes you to the next page if you are profiled with Remita or IPPIS. Then you fill in appropriate information
6What is the interest rate?
The interest rate is 10% flat of the loan amount requested.
7Do I need a personal guarantee?
The personal guarantee is in the offer later which will be sent to your email address which you will sign to accept the loan facility offer which has no collateral.
8Will this loan facility affect my future borrowing?
In our experience, the main factor that affects your borrowing is you. The early you pay back your loan facility, your credit score might get better because it proves you are reliable.
9Who are the lenders?
We have specialist lenders who are completely in agreement to operate with the standard of the system.
10Do I need to send my documents?
The only document required for you to send is the offer letter when you sign it.
11Can I apply for Top-up?
You can apply for top-up only when you have repaid about 50% of your current loan which makes you eligible.
12Are there other benefits?
Yes, our loan customers can also become a merchant who refer loan customers who may be in need of cash. These merchant can also earn from the system while servicing their loan.